At Ram Country in Del Rio, Eagle Pass, and Mineral Wells, we make financing your new truck near Fort Worth, Laughlin Airforce Base, and Val Verde County fast and easy. But if you haven't quite made up your mind about whether or not to lease or buy, don't worry, you're not alone. A ton of our customers are on the fence, unsure of which option is right for them. Luckily we have a lot of experience with each method and would be glad to explain the differences to help you evaluate each.
Here's the short of it: buying a truck is more expensive in the short term, because you're paying for the full cost of the vehicle over just 2-6 years; however, in that time, you are building equity in the vehicle and when your payments are done, you own it outright. Leasing a truck is more affordable in the short term, because you're only paying for the cost of depreciation over a term of, typically, 24-48 months; however, you do not build equity with your payments, and at the end of the term, you need to either purchase the vehicle or return it.
Explore Ram leasing vs buying below to see which may be the best fit for you. If knowing your credit situation would help your decision to lease or buy a Ram truck, we encourage you to apply for financing online and we'll help walk you through the process.
Why Lease a New Ram 1500, 2500, or 3500?
You may want to lease a new Ram truck if:
Why Buy a New Ram 1500, 2500, or 3500?
You may want to buy a new Ram truck if:
These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial adviser.